BWG Consumer Alert: November 2012
Homeowners Insurance Tips: Lessons from Hurricane Sandy
Hurricane Sandy left some of us with severe property damage. If you saw no damage, be grateful and use the opportunity to plan. This storm was a reminder: hope for the best, but always plan for the worst.
Now is a good time to review your car and homeowners insurance policies. Call your insurance agent and ask how your policies would have protected you if you saw property damage during Hurricane Sandy. Don't forget to ask them about your hurricane deductible. In Massachusetts and 17 other states, insurance companies can set a specific deductible for hurricane damage.
Breakstone, White & Gluck Honored as Super Lawyers
Breakstone, White & Gluck announces Marc Breakstone, David White and Ronald Gluck have again been recognized as Super Lawyers. They were recognized as among the top personal injury and medical malpractice lawyers in Massachusetts and New England. Click here to read more.
Super Lawyers recognizes the top 5 percent of lawyers in the state annually and publishes the list in Boston Magazine. The selection process involves nominations from other attorneys and evaluations of peer recognition and professional achievement.
Watch Out For Unsafe Toys This Holiday Season
The season for giving is here and many children have already made their holiday lists of toy wishes. If you are shopping for a child, do everything you can to keep the season safe. Unsafe toys can cause serious injury and should be avoided. Before you start your toy shopping, learn to recognize hazards with these safety tips:
Read and Follow Labels. Toys should have labels stating what ages they are appropriate for.
Buy Large Toys. Do not buy small toys or toys with small parts for young children, especially under age 3. If a toy or part of a toy can pass through a toilet paper tube, it is too small for a child under age 3 and others who still put things in their mouth.
Avoid Choking Risks. Toys with small parts or cords are dangerous near children, especially young children. Parents should carefully inspect mobiles, cribs and accessories for baby nurseries. They should also avoid toys with wind-up strings and other extensions.
Avoid Toys with Magnets. If you have children in the house, avoid buying children toys with small magnets including adult desk toys with magnets. Ask and do your research because more toys contain magnets than you may realize, including magnetic building toys, toy darts and magnetic jewelry.
Sharp Edges. Federal regulations prohibit sharp points in new toys intended for children under 8 years old. Avoid toys for older children which have sharp pieces and be aware of those for younger children which may be easily breakable into sharp pieces.
Watch out For Noise. Avoid toy guns that are overly loud and ask about volume controls on other toys with sound features. Test the sound. If it is too loud for you, it is too loud for your child.
Shopping Online. Make sure you receive what you ordered. Many online retailers have other vendors who provide and ship products directly. You may not know anything about the other vendor's customer service record. When the toy arrives, carefully inspect it to see if it has the proper labeling, matches the online description and all the advertised parts.