BWG Consumer Alert: May 2011
Facts About Cycling in Massachusetts
The nice weather is back and if you are a cyclist, you may be enjoying time on your bike. Whether riding in Boston, Cambridge, Somerville or in the suburbs, you have a responsibility to follow certain rules to protect yourself and others.
Under Massachusetts law, cyclists who are 16 years old and younger must wear bicycle helmets when they ride. As for other cyclists, wearing a helmet is essential, even though it is not required by law. Helmets can prevent a serious head injury if you are injured in a bicycle accident or fall. The Hubway bicycle share in Boston, Cambridge and other communities requires cyclists to wear helmets.
Massachusetts law also requires cyclists to use bike lights on the front and rear of their bicycles. This is essential in the winter, when it gets darker out earlier.
Click here for answers to some of the most commonly asked questions from Massachusetts cyclists.
Bicyclists Can Purchase Coverage For Injury Expenses Through Car Insurance
Knowing and following the rules of the road, and always riding defensively, are the best ways to prevent a bicycle accident and protect yourself from harm. The most important step in protecting yourself financially is to purchase insurance on your personal vehicle. Many bicyclists are unaware that they can purchase such coverage for injuries, medical expenses or lost earnings when hurt by a motorist with inadequate insurance.
Click here to learn more about this coverage and what to ask your car insurance agent if you are interested in purchasing it.
Think! Test Your Awareness Campaign Highlights Need to Watch Out for Bicyclists On Road
It is easy to miss something you are not looking for. Many motorists are aware of other cars on the road, but are just not looking for bicyclists and as a result, do not see them in time to prevent an accident.
The Transport for London, the government agency that oversees the city's transportation network, has tried to alert motorists of this problem for years with its Think! Test Your Awareness campaign. The agency has produced a series of videos, asking members of the public to test their awareness of what they are viewing. To view some of the videos, visit http://www.awarenesstest.co.uk/.
Once you watch the video, share it with your friends, family and colleagues.
Parents Reminded of Social Host Liability in Prom and Graduation Season
Prom and graduation season is here. Please take the time to talk to your teenagers about the dangers of drinking and driving.
Warn your teenager about the long-term impact drinking and driving can have upon their life. One bad decision can lead to criminal charges for your teenager and cost someone else serious injury or even their life.
But also beware. As a parent, you have your own potential liability. Under the state's social host law, parents can be held liable if there is illegal consumption of alcohol in their home. They may be held criminally and civilly liable.